Credit Card Statement Converter

Convert credit card PDF statements to CSV or QBO

AI-powered OCR extracts every charge, payment, fee, and interest item from any credit card statement PDF. Review inline and export to your accounting software in seconds.

No account needed · No credit card · Works with any issuer

Works with all major card issuers

No issuer-specific setup required. If you have a PDF statement, Documentric can convert it.

VisaMastercardAmerican ExpressDiscoverChase SapphireChase FreedomCapital OneCitiBarclaysBank of AmericaWells FargoUS BankHSBCSynchronyApple Card+ thousands more

How it works

Step 1

Upload your statement PDF

Upload any credit card statement PDF — digital or scanned. Works with all major card issuers worldwide.

Step 2

Review extracted transactions

Every charge, credit, fee, and interest item appears in an editable table. Fix anything inline before export.

Step 3

Export to CSV or QBO

Download a CSV for Excel/Xero/Sage or a QBO file for QuickBooks Online and Desktop.

What gets extracted

Documentric extracts every field from your credit card statement — not just transaction amounts.

Merchant nameFull payee / merchant as printed on the statement
Transaction datePost date and transaction date extracted separately where available
AmountDebit (purchases) and credit (payments, refunds) amounts
Category / memoSpending category auto-detected from merchant and description
Payment creditsStatement payments and refund credits as separate rows
Interest & feesAnnual fees, interest charges, and penalty fees as line items

Built for credit card statement conversion

All major card networks

Works with Visa, Mastercard, American Express, Discover, and any issuer worldwide — Chase, Capital One, Citi, Barclays, and more.

Merchant & category extraction

Merchant names are extracted as a dedicated field. Spending categories are auto-detected from transaction descriptions.

Fees & interest line items

Annual fees, late payment charges, cash advance fees, and interest charges are all extracted as separate line items.

Payment credits included

Payments, refunds, and statement credits are extracted alongside purchase transactions — a complete picture of every statement.

Digital & scanned PDFs

AI-powered OCR handles both text-layer PDFs (e-statements) and scanned paper statement images with the same accuracy.

24-hour file deletion

Credit card data is sensitive. All uploaded files are automatically deleted within 24 hours — nothing is stored beyond what is needed.

Frequently asked questions

Is a credit card statement converter different from a bank statement converter?

Credit card statements share a similar structure with bank statements but include additional fields like merchant category, minimum payment, and interest/fee line items. Documentric handles both — the same upload flow works for credit card PDFs and bank account PDFs.

Does Documentric work with American Express statements?

Yes. Documentric supports American Express statements including the multi-section format Amex uses, where purchases, fees, and payments appear in separate sections. All sections are extracted and merged into a single transaction table.

Are interest charges and fees extracted?

Yes. Annual fees, monthly interest charges, late payment fees, cash advance fees, and foreign transaction fees are all extracted as separate line items so they appear correctly in your accounting software.

Can I get the merchant category codes (MCC) from the PDF?

Standard PDF credit card statements do not include MCC data — that information is not printed on paper or e-statements. Documentric extracts and auto-categorizes based on merchant name patterns instead.

Which export formats are supported for credit card statements?

Documentric exports credit card transactions to CSV (compatible with Excel, Google Sheets, Xero, and Sage) and QBO (compatible with all versions of QuickBooks Online and Desktop). Excel .xlsx export is also available.

Convert your first credit card statement free

50 free pages. No account. No credit card required. Upload and get your file in under 60 seconds.

Starter from $29/mo · 14-day free trial · No card required