Financial Analysis

Turn raw bank statements into structured financial data

Documentric extracts every transaction from PDF bank statements and structures it for analysis. Identify income sources, recurring expenses, cash flow patterns, and anomalies — then export to Excel, CSV, or QBO.

50 free pages · No account required

Who uses bank statement analysis?

Structured transaction data from bank statements is valuable across a wide range of professional workflows.

Mortgage underwriting

Verify consistent income deposits, flag large irregular credits or debits, and confirm 2–3 months of reserves — all from structured statement data.

Legal discovery

Build a complete transaction timeline from multiple bank statements for litigation support, asset tracing, or divorce proceedings.

Tax preparation

Identify business income, deductible expenses, and estimated tax payments from a full year of bank activity — without manual re-entry.

Business financial review

Assess cash flow patterns, identify top vendors by spend, and track monthly revenue trends from operating account statements.

How it works

Upload, extract, and export — the structured data is ready for analysis in any tool.

1

Upload statement

Upload any PDF bank statement — digital or scanned, from any bank. No templates or configuration required.

2

AI extracts and tags transactions

Every transaction is extracted with its date, description, amount, and running balance. Recurring and large transactions are automatically tagged.

3

Export structured data for analysis

Download as CSV, Excel (.xlsx), or QBO. The dataset is ready for pivot tables, charting, BI tools, or import into your analysis workflow.

Analysis capabilities

Income source detection

Identifies recurring deposit patterns — payroll, rent income, freelance payments — and separates them from one-off credits and transfers.

Recurring expense identification

Flags regular monthly debits (subscriptions, loan payments, rent) so analysts can distinguish fixed costs from variable spending.

Cash flow summary

Summarizes total inflows and outflows by month, giving a quick read on net cash position across any statement period.

Large transaction flagging

Highlights transactions above a configurable threshold — useful for identifying large asset movements, unusual payments, or single large income events.

Merchant frequency analysis

Aggregates spend by merchant across the full statement history, revealing top payees by transaction count and total spend.

Export to Excel for further analysis

Export the full structured dataset as .xlsx or .csv for pivot tables, charting, or import into BI tools.

Export for external analysis tools

Documentric's CSV and Excel exports are designed to drop directly into your analysis environment. The flat tabular structure works in Excel pivot tables, Google Sheets, Power BI, and Tableau without any data cleaning. Every transaction row includes date, description, debit, credit, and running balance columns. Optional category columns are included when transaction categorization is active.

Financial analysis by role

Each profession uses bank statement data differently. See the solution page for your role.

Accountants

Reconcile client accounts, prepare financial statements, and speed up month-end close using structured bank data.

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Lenders & mortgage brokers

Verify income, confirm reserves, and assess debt obligations from bank statements in the loan origination process.

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Family law attorneys

Build asset and income timelines from joint and individual bank statements for divorce, support, and property proceedings.

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Financial investigators

Extract clean, structured transaction data for fraud investigation, forensic accounting, and asset tracing.

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Frequently asked questions

Can Documentric calculate average monthly income from bank statements?

Yes. Documentric extracts every deposit with its date and amount. Once exported to CSV or Excel, you can calculate average monthly income with a simple formula. On the Business plan, monthly income summaries will be available directly in the review interface.

What is the difference between financial analysis and just exporting to QuickBooks?

Exporting to QuickBooks (QBO) imports transactions into your accounting ledger. Financial analysis is about interrogating the data — finding patterns, spotting anomalies, and producing summaries for reporting or decision-making. Documentric's CSV and Excel export is designed for analysis workflows rather than accounting import.

Can I analyze multiple months of statements together?

Yes. Upload multiple PDF statements for the same account — Documentric extracts each one and you can export all transactions to a single spreadsheet. From there, a date-sorted dataset covering 3, 6, or 12 months is ready for analysis.

Does Documentric produce charts or visualizations?

Not currently. Documentric focuses on producing clean, structured data. Charts and visualizations are best produced in Excel, Google Sheets, or a BI tool using the exported data. Income/expense summary charts are on the product roadmap for a future release.

Which export format is best for financial analysis?

CSV or Excel (.xlsx) is recommended for analysis workflows. The CSV export includes all fields — date, description, debit, credit, running balance, and category if assigned — in a clean tabular format ready for pivot tables or data transformation.

Extract structured data from your bank statements now

Upload a PDF and get a clean, analysis-ready spreadsheet in under 60 seconds. Free — no account required.

Starter from $29/mo · No card required to try